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Tom and Peggy Cozens
Tom and Peggy Cozens
Your trusted advisors for Real Estate and More
760-930-9336
Contact by E-mail

Featured Listings

One of the earliest settlers of Carlsbad was Robert Kelly who was born on the Isle of Mann near Ireland on Christmas day 1825.  In 1860, with countless acres to choose from, Robert selected a beautiful hill top at the east end of Agua Hedionda lagoon for his ranch.    Now you can enjoy the same panoramic views and ocean breezes that enticed Robert to establish the family home on this commanding hill top.  This nicely updated Spyglass Hills plan 3 has commanding panoramic views to the south.
2109 TWAIN Carlsbad, CA 92008$995,000One of the earliest settlers of Carlsbad was Robert Kelly who was born on the Isle of Mann near Irel ...

Foreclosures, Short Sales and Loan Modifications

Click on any of the links below to open a printable PDF:

How To Buy A Foreclosure

REO Advisory Form

Beware of the Con!

Federal Home Refinance and Loan Modification Plan

Homeowner Beware! CAR Warns of Foreclosure Rescue Scams

FICO Offers Help Dealing With Lenders

Loan Modification Fraud

Short Sale and Foreclosure Effects on Credit

Short Sale Addendum Form

Taxation of Foreclosures and Short Sales




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©2010 Sea Coast Exclusive Properties. All Rights Reserved. Encinitas Real Estate.
Sea Coast Exclusive Properties 900 South Coast Highway 101, Encinitas, CA 92024, P: 760-930-9336, F: 760-930-1997
LIC 1#01427067, LIC 2#01449749